GRANTS/LOANS

Creative Economy Recovery Program is now accepting applications from individual artists, arts & cultural nonprofits, and creative businesses that have experienced financial hardship caused by the COVID-19 pandemic. Apply by September 30th 

Economic Injury Disaster Loan (EIDL) – in response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).

SBA Express Bridge Loans – enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster Loan. If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

SBA Debt Relief

As part of our coronavirus debt relief efforts, the SBA will pay 6 months of principal, interest, and any associated fees that borrowers owe for all current 7(a), 504, and Microloans in regular servicing status as well as new 7(a), 504, and Microloans disbursed prior to September 27, 2020. This relief is not available for Paycheck Protection Program loans or Economic Injury Disaster loans. Borrowers do not need to apply for this assistance. It will be automatically provided as follows:

  • For loans not on deferment, SBA will begin making payments with the next payment due on the loan and will make six monthly payments.
  • For loans currently on deferment, SBA will begin making payments with the next payment due after the deferment period has ended, and will make six monthly payments.
  • For loans made after March 27, 2020 and fully disbursed prior to September 27, 2020, SBA will begin making payments with the first payment due on the loan and will make six monthly payments.

SBA has notified 7(a), 504 and Microloan Lenders that it will pay these borrower loan payments. Lenders have been instructed to refrain from collecting loan payments from borrowers. If a borrower’s payment was collected after March 27, 2020, lenders were instructed to inform the borrower that they have the option of having the loan payment returned by the lender or applying the loan payment to further reduce the loan balance after SBA’s payment.

Borrowers should contact their lender if they have any questions regarding this payment relief.

COMMUNITY RESOURCES

Tenant Protection Program – assist tenants with increasing rental rates by prohibiting rent gauging and establishing limits on annual rents; also provides protection for unjustified evictions.

Call 916-808-8121 or email tpp@cityofsacramento.org for more info and help.

Landlord & Tenant Mediation Services – FREE service if you are having issues with your landlord or tenant due to the City’s COVID-19 temporary ban on evictions.

Call 916-850-9010 or email sacramento@calawyersforthearts.org for more info and help.

Renters Helpline – FREE help with Tenant-Landlord and Fair Housing Issues

Call 916-389-7877

Financial Empowerment Center – helps find and access resources such as affordable housing, food resources, employment, training programs, and completing applications such as unemployment, public benefits, and utility discounts.

Call 916-808-4927 or email FEC@cityofsacramento.org

Free Curbside Grab & Go Meals Available For All Children – USDA has issued updated guidance that meals can be provided at no cost, to all children 0-18 years old. SCUSD Nutrition Services will continue to offer curbside meals at no cost to all children at 44 school sites. Children do not need to be present to receive meals.

SCUSD will be distributing multiple days of meals including entrees, fresh produce, and fresh milk to all children every Monday, Wednesday, and Friday from 11:00 am – 1:00 pm or until supplies last.

CLICK HERE FOR MAP OF MEAL SITES

Elk Grove Unified School District Drive-Through Meal Service & Mobile Meal Service Program – All EGUSD meal services will be available for any child, 18 years and younger, regardless of free or reduced eligibility or school of attendance. Children must be present in order for meals to be provided! Parents do not need to be present in order for children to receive meals.

Meals will be served between 11 a.m. and 1 p.m.  The drive-through meal service will be present in the parking lot or bus lane at each school site listed on the website.

The mobile meal pick-up service program is available in a few select areas for those families with limited transportation. Communication about this new mobile service will be sent directly to those families in those areas.

OTHER RESOURCES

Sacramento COVID Relief – hosts easy-to-access information about all City programs and resources created from CARES Act coronavirus relief funds, as well as other local services and health information

Toll-Free COVID-19 Small Business Triage Hotline – The Sac Asian Chamber has partnered with the Sacramento Metro Chamber to launch a Rapid Response Business Triage hotline, a toll-free number for small businesses to call for support navigating access to capital and human resources issues they’re facing as a result of COVID-19.

The program offers assistance in English, Mandarin, Vietnamese, and Spanish.

Call 1-833-391-1919 Monday through Friday 8:00 am – 4:00 pm with voicemail capabilities 24/7

Coronavirus Rapid Response Hub – The Sacramento Metro Chamber has a Coronavirus Rapid Response Hub with various Federal, State, and local resources for employers, employees, financial assistance, and the general public.

Small Business Development Center – various resources to support businesses